HOMEOWNERS AND RENTERS

HOMEOWNERS AND RENTERS

Trusted protection from a name you know

Trusted protection from a name you know

Security and savings go hand-in-hand with multi-policy discounts of up to 20%.

Security and savings go hand-in-hand with multi-policy discounts of up to 20%.

START YOUR QUOTE

Find out how much you could save on insurance

Or you can call for a quote

1-888-210-3478

1-888-210-3478

Rest easier with AAA Insurance Coverage

For most of us, our home is more than a source of pride—it’s the largest asset we’ll purchase. AAA offers many coverage types, amounts and deductibles, all with options that you can tailor to your needs. AAA also offers a variety of discounts1 which could put money back in your pocket by lowering your insurance rate.

AAA INSURANCE DISCOUNTS COULD SAVE YOU MORE

Homeowners Discounts

Save up to 30% on qualifying homeowner discounts
  • Protective Device Discount: Save up to 15% if you have one or more, such as a burglar alarm, fire alarm, smoke detector, and/or fire extinguisher

  • Age 55 and Retired Discount: Save up to 10% when at least one named insured is 55 years of age or older and retired2

  • Age of Dwelling Discount: Homeowners can save from three to 30% (3% to 25% in Vermont), depending on the age of your home

  • Renovated Home Discount: Save up to 12% for major system renovations, depending on completion date, and number and type of renovations

Multi-Policy Discounts

Save up to 25% on your insurance
  • Home + Auto Discount
    Save up to 12.5% on your auto and 25% on your home when you insure both through AAA

Homeowner Benefits

A variety of coverage types, amounts and deductibles
  • Customized Protection options, such as Personal Property Replacement Cost Coverage, can be tailored just for you

  • Flexible Payment Options, including payment through your mortgage impound account, make premiums easier to manage

  • Toll-free Claims Hotline that is open 24 hours a day, seven days a week for efficient claims reporting

  • Free AAA Policy Review to help you understand your coverage options and available discounts

  • Increased Coverage Options are available for valuable items, such as jewelry, camera equipment and silverware.

WHY CHOOSE AAA HOMEOWNERS AND RENTERS INSURANCE?

Maximized value

Maximized Value

You can save up to 25% on your home and 12.5% on your auto when you combine policies.

Dedication

Dedication

Prompt, personalized service from sales and service representatives.

Financial Stability

Financial Stability

An A.M. Best rating of “A+ Superior” for our affiliate insurer reflects the high level of financial strength behind the insurance we offer.

YOUR CHOICE OF THREE LEVELS OF COVERAGE: BASE, DELUXE AND ULTRA

AAA gives you the power to choose what’s right for you and your home by offering distinct levels of coverage:

David R. Testamonial

Choose the coverage that is right for you
Base Option

Deluxe Option
Ultra Option
Extended Replacement cost coverage (125% of coverage A)    
Increased Limit for Personal Property Coverage    
Open Peril Coverage on Dwelling      
Replacement Cost on Personal Property    
Increased Personal Liability Coverage    
Lost Pet Coverage  
Refrigerated Food Spoilage  
Increased Limit for Loss of Use Coverage    

YOU MIGHT ALSO LIKE

AAA Insurance Auto Pay

AAA Insurance Policy Review

Check your auto policy with a complimentary, no-obligation AAA Insurance Policy Review.

AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

Identity Theft Protection

Identity Theft Protection

Help safeguard your identity: Enroll in ProtectMyID®Essential, free for our members.

Contact Us

1Certain restrictions apply. Discount amounts are approximate and will vary by policy; Acceptable documentation/certification may be required before discount(s) can be applied.

2Not applicable in Maine.

AAA membership requires the separate payment of annual dues and an admission fee for new members.

AAA insurance is a collection of AAA branded products, services and programs available to qualified AAA members. AAA personal lines insurance is provided by Interinsurance Exchange of the Automobile Club (Exchange). AAA Northern New England Insurance is the licensed insurance agency acting as an agent for the Exchange.

Life insurance is underwritten and annuities are provided by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. AAA Northern New England Insurance is a licensed insurance agency acting as an agent for the Exchange and AAA Life.