AAA Insurance discounts1 can save you up to 29% on your Insurance

Enjoy savings on your auto, home, and life insurance policies. Our multi-policy, multi-vehicle, driver discounts, and anti-theft discounts are just a few of the many ways you can save and still enjoy peace of mind from the protection we have provided our members for more than 85 years.

Vehicle Discounts

Save up to 15% for qualified vehicle discounts
  • Air Bag Discount: Save up to 15% on select coverages

  • Anti-theft Discount: Save up to 10% on Comprehensive coverage

  • Garaging Discount: Save up to 10% on Comprehensive coverage

  • Verified Mileage Discount: Save up to 9.1% (depending on the vehicle's annual mileage) for supplying current odometer readings when requested

Policy Discounts

Save up to 29% on your Auto insurance
  • Multi-vehicle Discount
    Save up to 29% when you insure two or more automobiles

  • Auto + Home + Life Discount
    Save up to 16.5% on your Auto insurance when you combine AAA Home, Auto, and Life Insurance policies

  • Auto + Home Discount
    Save up to 12.5% on your Auto insurance and up to 25% on your Home insurance when you combine AAA Home and Auto Insurance policies

  • Paid in Full Discount:
    Save 5% when you pay your total policy premium in full

Driver Discounts

Save up to 15% for qualified driver discounts
  • Persistency Discount: Save up to 10% if you've had at least two years of continuous insurance coverage

  • Good Student Discount: Save up to 15%

  • Driving Training Discount: Save up to 8% upon completion of an approved course



Policyholder Savings

Financial Stability

A.M. Best rating of “A+ Superior” for our affiliate insurer reflects the substantial financial strength behind the insurance products we offer.



Get member discounts, maps, gas prices, driving directions, and more when on the road.

Quality Service 24/7

Quality Service 24/7

24 hours a day, seven days a week toll-free Claims Hotline for efficient claim reporting.

AAA Insurance Policy Review

AAA Insurance Policy Review

Check your auto policy with a complimentary, no-obligation AAA Insurance Policy Review.


AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

Identity Theft Protection

Identity Theft Protection

Help safeguard your identity: Enroll in ProtectMyID®Essential, free for our members.

AAA Homeowners & Renters Insurance

Rest Easier with AAA

AAA Homeowners & Renters Insurance is trusted protection from a name you know.

Contact Us

1Discounts are conditional, vary by policy and driver and may apply to select coverages.

AAA Insurance is a collection of AAA branded products, services and programs available to qualified AAA members. AAA personal lines insurance is provided by Interinsurance Exchange of the Automobile Club. Life insurance underwritten and annuities provided by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. AAA Northern New England Insurance is a licensed insurance agency acting as an agent for the Exchange and AAA Life.