Make sure you are getting the services you need the most at the best value
When should my auto policy be reviewed? When you purchase a new vehicle, or need to add a new driver, or even if you simply have moved to a new location, you should re-evaluate your auto insurance needs at the same time, according to AAA. Be sure to check all of the discounts1 below to see if we can save you even more.
Save up to 15% for qualified vehicle discounts
Air Bag Discount: Save up to 15% on select coverages
Anti-theft Discount: Save up to 10% on Comprehensive coverage
Garaging Discount: Save up to 10% on Comprehensive coverage
Verified Mileage Discount: Save up to 9.1% (depending on vehicle's annual mileage) for supplying current odometer readings when requested
Save up to 29% on your Auto insurance
Save up to 29% when you insure two or more automobiles
Auto + Home + Life Discount
Save up to 16.5% on your Auto insurance when you combine AAA Home, Auto, and Life Insurance policies
Auto + Home Discount
Save up to 12.5% on your Auto insurance and up to 25% on your Home insurance when you combine AAA Home and Auto Insurance policies
Paid in Full Discount:
Save 5% when you pay your total policy premium in full
Save up to 15% for qualified driver discounts
Persistency Discount: Save up to 10% if you’ve had at least two years of continuous insurance coverage
Good Student Discount: Save up to 15%
Driving Training Discount: Save up to 8% upon completion of an approved course
FEATURED INSURANCE BENEFITS
AAA Accident Assist
At the scene of the accident, AAA Accident Assist:2
- Sends a AAA Roadside Assistance Service Provider vehicle
- Tows your vehicle to a Member Preferred Repair shop, or the repair shop of your choice
- At your request, contacts family members on your behalf
Immediately after the accident, AAA Accident Assist:
- Arranges a rental vehicle for those with rental coverage
- Completes your claim notice at your convenience
If your car is repaired at a AAA Member Preferred Repair shop, AAA Accident Assist:
- Saves you time by scheduling a repair without you having to wait for an adjuster
LEARN MORE about AAA Accident Assist and your member benefits.
AAA Member Preferred Repairs
If you insure your vehicle through AAA, your repair process will be as simple as possible. AAA Member Preferred Repairs offers referrals to pre-qualified repair facilities, including specialists in stereo equipment and auto glass replacement. As a result, potential inconveniences are minimized, and the quality of service you receive is maximized with a lifetime warranty on workmanship.3
Naturally, you’re free to have your vehicle serviced at a repair facility of your choice. But, considering all of the advantages of AAA Member Preferred Repairs, we think you’ll agree it represents an excellent choice. Just call us at 1-800-672-5246 1-800-672-5246 the next time you have an auto claim, and we’ll provide you with the names of pre-qualified facilities closest to you.
LEARN MORE about AAA Member Preferred Repairs and your member benefits.
THINGS TO CONSIDER BEFORE AND DURING YOUR REVIEW
AAA Membership Number or Policy Number
Vehicle Identification Number
Current Odometer Reading
Proof Related to Good Student Discount
Read the policy document ahead of time and ask questions about terms or conditions you don’t understand.
Ask your agent to list all the discounts that can apply to policyholders. Most insurance companies add discounts over time, and you may now qualify for a discount that was once unavailable.
Make sure your liability coverage adequately protects you and your assets. As people accumulate assets such as real estate and stock portfolios, their liability coverage should also increase.
Make sure you are comfortable with the deductible option you have chosen for your policy. There are a variety of options available.
Consider whether you will have access to a car if your car has to stay in the shop for a week or more. If not, you may need rental car coverage on your auto policy.
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AAA insurance is a collection of AAA branded products, services and programs available to qualified AAA members. AAA personal lines insurance is provided by Interinsurance Exchange of the Automobile Club (Exchange). Life Insurance is underwritten and annuities are provided by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. AAA Northern New England Insurance is a licensed insurance agency acting as an agent for the Exchange and AAA Life.
1Discounts may apply to select coverages, select drivers, vary by policy, and are conditional. The amount of the Verified Mileage Discount depends on and varies with your vehicle’s annual mileage category.
2For members without standard coverage, services are provided under membership and not insurance. Policy coverage and limits apply.
3Warranty applies to each specific claims repair and is non-transferable. Workmanship excludes parts and materials. Other restrictions apply.