Same secure coverage on the water

When you’re out on the water, you want the peace of mind that comes from knowing you’re really protected in case of an accident. Watercraft insurance through AAA is a smart choice for your powerboat, sailboat, boat trailer, or personal watercraft. Request a free, no-obligation quote today.

WHY CHOOSE AAA BOAT AND WATERCRAFT INSURANCE?

AAA DISCOUNTS SAVE YOU MORE

AAA discounts make protection affordable

Once you’ve made the investment, you want to safeguard it. With AAA insurance, these discounts help do that for a great rate.1

  • Multi-policy: Up to 20 percent off your watercraft coverage when you also insure your car or home through AAA
  • Safety course: 10 percent off when you obtain any of AAA’s approved certifications
  • Longevity: Up to 10 percent off, depending on the number of years you’ve had continuous watercraft insurance through AAA

PICK THE PROTECTION THAT FITS YOUR NEEDS

Pick your insurance protection
  • COVERAGE MADE SIMPLE
    We cover most powerboats and sailboats up to 33 feet in length. We also offer insurance for your trailer, JetSki®, or personal watercraft.2
  • ELECTRONIC EQUIPMENT
    Provides up to $1,500 of coverage for any additional electronic equipment (additional limits available).
  • PERSONAL EFFECTS
    Provides up to $1,500 of coverage (additional limits available).
  • UNINSURED BOATER
    Pays for bodily injury damages recoverable from an uninsured or underinsured boater when it’s his or her fault.
  • MEDICAL PAYMENTS
    Available in various limits for boats and personal watercraft.
  • AGREED VALUE
    In the case of a total loss, we will pay the agreed value, less your deductible (available for boats six years of age or newer).
  • EMERGENCY SERVICES
    If you’re stranded or disabled and need a tow back to shore, this coverage provides up to a $500 reimbursement.
  • LAY-UP ENDORSEMENT
    While the vessel is stored, a policy credit will be applied (four- or six-month options available).
940x40_banner_bottom_crescent_shadow

YOU MIGHT ALSO LIKE

AAA Insurance Auto Pay

AAA Insurance Auto Pay

Enroll today and you won't have to worry about losing one day of coverage.

AAA Homeowners & Renters Insurance

Rest Easier with AAA

AAA Homeowners & Renters Insurance is trusted protection from a name you know.

Multi-policy discounts on AAA Insurance

Policy Discounts

See your savings really add up with AAA Insurance Multi-policy and Multi-vehicle discounts.

thumbnail_1x1
Contact Us

AAA personal lines insurance is provided to qualified ME, NH and VT applicants by the Interinsurance Exchange of the Automobile Club. Life insurance is underwritten and annuities provided by AAA Life Insurance Company, Livonia, MI. AAA Northern New England Insurance is the licensed insurance agency for AAA Northern New England.

AAA Northern New England membership requires the separate payment of an admission fee and annual dues.

1Certain restrictions apply. Discount amounts are approximate and will vary by policy; acceptable documentation/certification may be required before discount(s) can be applied.

2Includes homeowners, condominium owners or renters policies.

3Not applicable in New Hampshire.

4This information is a helpful summary only and is not a comprehensive definition of all coverages, qualifications, limitations, etc. Please consult the policy and one of our insurance agents for more information.